Buying a Home in Florida

Use a Realtor
As a buyer, use a Realtor to help you find and purchase a home,
your Realtor will likely get a portion of the commission the seller oays to their Realtor. pick an agent that works in the neighborhoods you are interested in. Listen to your agent , but make your own decisions.

Your Finances.

This means determing how much money you can raise for your down payment and how much you can afford to pay out on a regular monthly basis. Use a mortgage broker to find the best mortgage and rate. Remember to include the costs of home ownership, homeowners insurance, property taxes, utilities etc.

Be clear to your Realtor what you are looking for.

If you like the first house you see you still need to see other house to see what else is on offer. You will then get a better idea as to what home is in your price range. Don't buy a home that will be dificult to resell. Your Realtor will be able to advise you on the area and what sells and what is not.

 

Frequently Asked Questions

Which counties are best for holiday homes? Some of Orange, Lake, Osceola and Polk Counties are approved for short term vacation rentals and have the fewest rental restrictions.

How much must I put down as a deposit? It is customary to place $5,000 to secure the home site during your visit. The remainder of thedown-payment (typically 20% of the property value) can follow later.

How will I open a bank account? We will provide all the paperwork and introduce you to the most convenient banks. All you will need is your passport and a credit card.

How easy is it to obtain a mortgage?
We will introduce you to various mortgage companies who will make it as easy as possible.Usually it is very easy, with the minimum of paperwork required.

How long does it take to buy a property in Orlando? Usually our clients spend a couple of days in Orlando viewing properties and deciding which one is best for them. We will help you with your choice by advising you on the best deals available at the time and assisting you through the contract negotiations. Then you can fly back home and we take care to follow through on your behalf. If the home you select is already built, the whole process typically takes 30 - 60 days.

 

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